Houses From Ehsaas Apna Ghar Program: 18000 Monthly Qist!
Here is the latest update for all the poor and vulnerable people of Khyber Pakhtoon Kha who are living on rent or do not have enough money or facilities to build their own houses. Then, here is a latest announcement that the KP government launched its latest scheme of Ehsaas Apna Ghar Program for people earning below 50,000 Ruppes.
The application for eligible people has been started in this scheme therefore check out some important eligibility and program requirements!
KP Launches Ehsaas Apna Ghar Program
The “Ehsaas Apna Ghar Scheme,” which was introduced by the Khyber Pakhtunkhwa (KP) government, offers low-income families interest-free loans up to Rs 1.5 million for housing. In this program, only families who own their land can apply and get the loans at affordable interest rates so that their monthly qist can easily be paid.
“احساس اپنا گھر سکیم”، جسے خیبر پختونخواہ (کے پی) حکومت نے متعارف کرایا تھا، کم آمدنی والے خاندانوں کو رہائش کے لیے 1.5 ملین روپے تک سود کے بغیر قرضے فراہم کرتا ہے۔ اس پروگرام میں، صرف وہ خاندان جو اپنی زمین کے مالک ہیں درخواست دے سکتے ہیں اور سستی شرح سود پر قرض حاصل کر سکتے ہیں تاکہ ان کی ماہانہ قسط آسانی سے ادا کی جا سکے۔ یہ اسکیم اگلے سات سالوں تک کام کرے گی کیونکہ یہ ریوالونگ فنڈ سسٹم کے تحت کام کرے گی۔
This scheme will be operational for the next seven years as it will function under the revolving fund system.
Also Read: Benazir 8171 Registration Check
Quality Houses For Beneficiares In Ehsaas Apna Ghar
Chief Minister Gandapur reaffirmed the government’s commitment to improving housing for low-income populations during the ceremony.
“One of our top concerns is making sure that everyone has access to decent housing. Our dedication to raising the standard of living for the underprivileged is demonstrated by the Ehsaas Apna Ghar Scheme,” he said.
Families Earning Below 50,000 Can Apply
One of the major criteria to become eligible for the Ehsaas Apna Ghar Scheme is that the family who wants to apply must have a monthly income below 50,000 because this scheme is only launched for the poor and underprivileged people who can’t afford to build their own houses.
Monthly Rs 18,000 To Be Paid By Loan taker
The program, which has a Rs 4 billion budget, has a simple seven-year payback schedule with a maximum monthly payment of Rs 18,000 for beneficiaries, keeping the loans within their means.
The Main Objective Of the Apna Ghar Program By KP’s government
To make this project easier to implement, the Housing Department and the Bank of Khyber signed a memorandum of understanding (MoU).
Chief Minister Ali Amin Gandapur presided over the event, which was attended by members of the cabinet Dr. Amjad Ali Khan and Muzammil Aslam, as well as representatives from the Bank of Khyber and the appropriate departments.
The program’s goal is to provide funding for the building of new homes or the remodeling and enlargement of already existing residences.
Naya Pakistan Housing Scheme
The Khyber Pakhtunkhwa government introduced a low-cost housing program earlier in October with the goal of helping residents who make less than Rs 50,000 per month.
The 150-kanal home project, which is a component of the Naya Pakistan home Program, is expected to cost Rs 3,300 million. A total of 1,320 affordable apartments are anticipated to be completed, with 120 apartments being built in the project’s initial phase.
Conclusion
The Ehsaas Apna Ghar Program is a remarkable initiative by the KP government to support low-income families earning below Rs 50,000. By offering interest-free loans with manageable monthly payments, this scheme ensures that vulnerable families can build or improve their homes without financial burden.
