KP Govt Announces Interest-Free Loans For Apna Ghar Housing Scheme!
The KP government has started the Ehsaas Apna Ghar Program to fulfill the housing needs of the households of residents of Khyber Pakhtunkhwa. The Khyber Pakhtunkhwa Apna Ghar scheme’s goal is to provide interest-free loans up to 1 lakh to 15 lakhs for low-income families so that they can construct their houses or renovate them. They also have the facility to expand the size of their homes.
KP Chief Minister, Ali Amin Gandapur also announced the release date for these programs, which is the 1st of December 2024. So if you want to figure out any doubt about the KP government ghar housing scheme, follow this guide completely!
Also Read: 8171 CNIC Check Online
Ehsaas Apna Ghar Program KPK Updates
The Khyber Pakhtunkhwa Government has assigned 3 billion rupees for the KP housing scheme in 2024. The Ehsaas Apna Ghar Program launched by the KP government is slightly similar to the Apni Chat Apna Ghar scheme initiated by the Punjab government. Ehsaas Employment (Microfinance) Scheme issues interest-free loans for launching new companies or for the growth of the present ones. The loans would be required to be repayable in manageable installments over 10 years commenced by the KPK government.
The KP Chief Minister, Sardar Amin Ali Khan Gandapur, reviewed the progress on launching various assistance programs, including the Ehsaas Youth Employment Scheme, Ehsaas Skills Programme, and Ehsaas Employment Program.
Eligibility Criteria for the Ehsaas Apna Ghar Scheme
The eligibility criteria for the Apna Ghar program in Khyber Pakhtunkhwa (KPK) is strictly commenced by the KP government to elect eligible beneficiaries to get loans to build their houses. The touchstones to be eligible for this program are listed below.
Documents Required for the KP Apna Ghar Program:
The applicant must have:
- CNIC Copy
- Home Ownership.
- Household utility bills.
- Photos of the house (if I want to add more rooms).
- FRC Certificate.
- Income Proof (bank statements).
Registration for Khyber Pakhtunkhwa Ehsaas Apna Ghar Program 2024:
As soon as the Government of Khyber Pakhtunkhwa launches ehsaas initiatives, new registration in the 8171 Ehsaas Program will be activated across all the districts in KP. The residential people have to stay connected through official resources and check their eligibility details for the Ehsaas Program.
KP Government Other Three Initiatives:
The KP government announced three more programs for the youth of Khyber Pakhtunkhwa residents to provide loan assistance for young skilled persons and entrepreneurs.
Ehsaas Naujawan Rozgar Scheme For Youth:
The Ehsaas Naujawan Rozgar Scheme is designed for the Ehsaas employment program for youth. This program provides lenient loans from one million to ten million rupees that will be provided to young people to start their own businesses, giving priority to groups of three to four skilled adolescents for loan distribution.
Ehsaas Rozgar Program:
With the support of the Welfare Organisation, the Ehsaas Rozgar Scheme will issue interest-free loans of up to Rs 200,000 to start or expand small-scale businesses.
Ehsaas Hunar Program:
Under the Ehsaas Skills Program, skilled people who hold diplomatic/graduate certificates from any technical or occupational institutes will be able to get loans of up to 500,000 to establish their own businesses.
Wedding Programmes For The Daughters Of Deserving Families Using Zakat Funds:
The meeting also resolved to arrange mass wedding programs for the daughters of eligible households by using Zakat funds. The Chief Minister instructed that all preparations for these weddings will be carried out promptly, and he also highlighted the importance of holding such wedding functions. He added that large-scale programs should be organized at divisional headquarters, and mass wedding events should be held at the district level as well.
Conclusion:
The impending Ehsaas Apna Ghar Program by the KP government is a significant initiative tending to the needs of low-paying families in Khyber Pakhtunkhwa. Zero-interest loans going from 1 lakh to 15 lakhs will be provided to deserving people in upcoming programs to construct or renew their homes. In addition, the government also announced youth-focused schemes like the Ehsaas Naujawan Rozgar Program, Ehsaas Skills Program, and Ehsas Youth Employment Program for social and economic empowerment in KPK. The meeting also declared to utilize zakat funds in the weddings of eligible households’ daughters. All of the initiatives are going to be launched on the 1st of December 2024 in KPK and will surely fulfill the residents’ needs.
