Step-by-step Guide To Apply For the Apna Ghar Apni Chat Program

The government of Punjab initiated the Apni Chat Apna Ghar program, which is a great step to provide 100,000 affordable houses and loans to eligible families across Punjab. This program which is managed by (PHATA) provides interest-free loans to help low-income families. This scheme THE APNA GHAR APNI CHAT PROGRAM 2024, is for all residents of Punjab who are receiving less than 60,000 PKR per month. Online application and registration forms are currently available on the official site,acag.punjab.gov.pk.

In this article we are providing you a step-by-step guide to apply for the AGAC, you can submit your application online and get one step closer to owning your dream home.

حکومت پنجاب نے اپنا چیٹ اپنا گھر پروگرام شروع کیا، جو کہ پنجاب بھر کے اہل خاندانوں کو ایک لاکھ سستے گھر اور قرضے فراہم کرنے کے لیے ایک بہترین قدم ہے۔ یہ پروگرام جس کا انتظام کیا جاتا ہے کم آمدنی والے خاندانوں کی مدد کے لیے بلا سود قرضے فراہم کرتا ہے۔ یہ اسکیم اپنا گھر اپنی بات چیت پروگرام 2024، پنجاب کے ان تمام رہائشیوں کے لیے ہے جو ماہانہ ساٹھ ہزار روپے سے کم وصول کر رہے ہیں۔ آن لائن درخواست اور رجسٹریشن فارم فی الحال سرکاری ویب سائٹ acag.punjab.gov.pk پر دستیاب ہیں۔

Also Read: 8171 CNIC Check Online

How To Apply Online for the Apna Ghar Apni Chat Program?

The government of Punjab has made it very simple for the applicants to Register for Apna Ghar Apni Ghar Scheme Online from their home. In this guide, you need to just follow the six simple steps for Applying Online through the Gov Web Portal.

Step 1: Visit The Official Registration Portal:

Open the official web portal: ACAG.punjab.Gov.pk, inaugurated by CM Pakistan Maryam Nawaz, and start your registration by clicking the APPLYING NOW button.

Step 2: Register Your Personal Information:

Once the form appears in front of you, fill in the following information in the right field:

FULL NAME CNIC NO: Enter your full name and 13-digit CNIC no.
FATHER’S/HUSBAND’S NAME and CNIC NO: Enter the full name and CNIC no of your father or husband.
GENDER: Identify your gender.
EMAIL: Provide your valid email address to get updates.
MOBILE NUMBER AND NETWORK: Provide your mobile network and phone number that is in use.
DISTRICT, DIVISION, CITY: select your district and division, then enter the name of your city.
TEHSIL: Select your tehsil.

Step 3: Setup strong password:

Choose a strong password with a mix of letters and numbers.
Re-enter your password to confirm it.

Step 4: Submit Form:

Review the information once to check if there are any mistakes and then click the submit button. After registration, you will get the certificate where you have to certify your eligibility.

Step 5: Login To Your Account:

After registering successfully, now you can log in to your account.

Click the login button.

Enter your CNIC as your username.

Enter the password you have created during the registration process.

After that fill up the application form providing all the necessary information and required documents.

Step 6: Submit Your Application:

After that fill up the application form providing all the necessary information and required documents.

Now upload your picture and then go through the details provided in the form and then click the submit button.

Eligibility criteria:

For the affordable housing scheme in Punjab, applicants have to review the following eligibility criteria.

According to the NADRA record, the applicant must be the head of the family
The applicant must have a small piece of land, but this land should be 5 marla or less than in
urban areas while 5 to 10 marla in rural areas.
The applicant should not owe bank DFI or any other institute loan.
The applicant must not have any criminal records.
The applicant should be registered with the National-Socio Economy Registry (NSER).
The family’s monthly income is at most 60,000 per.

Required documents for applying Apna Ghar Apni Chat scheme:

The important documents required to apply for a loan are listed below.

A (CNIC) copy.
Any receipts or bank statements that justify your monthly income.
Document of a piece of land as proof of ownership.
Proof of your registration in NSER.

Details About Payment Plans:

The Low-income family housing program offers interest-free loans to eligible families to make housing affordable. It extends interest-free loans up to PKR 1.5 million for 5 Marla and 10 Marla plots. But the government is providing a 60% subsidy, and residents are only required to pay 40% of the total cost. The loan is repayable over seven years with an affordable installment of 14,000 PKR per month.

ACAG Helpline contacts:

Contact these official support teams if you have any queries.

CONTACT NUMBERS:042- 99213428,042-99213419.

EMAIL: [email protected]

Conclusion:

In conclusion, THE APNI CHAT APNA GHAR program is a straightforward process for low-income families to own a new house. By following the above procedure you can get closer to the Punjab Government Housing Loan. You can visit the official ACAG PUNJAB site and reach their support. Eligible families who earn less than 60,000 can apply with both online and offline options.

FAQs ( Frequently Asked Questions):

Can I apply offline for the ACAG program?

Yes, you can also apply through the tehsil offices in your districts.

What documents are needed to apply for this program?

The documents needed to apply for this program are CNIC, proof of income, NSER registration, and land ownership documents.

what is the purpose of the APNI CHAT APNA GHAR program?

The ACAG program aims to provide affordable housing and interest-free loans to low-income families in Punjab.